[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.yudiny.sk\/blizsia-definicia-pzp\/#Article","mainEntityOfPage":"https:\/\/www.yudiny.sk\/blizsia-definicia-pzp\/","headline":"Bli\u017e\u0161ia defin\u00edcia pzp","name":"Bli\u017e\u0161ia defin\u00edcia pzp","description":"Povinn\u00e9 zmluvn\u00e9 poistenie, alebo \u013eudovo zn\u00e1me ako poistenie pzp je dan\u00e9 z\u00e1konom a mus\u00ed ho ma\u0165 uzatvoren\u00e9 ka\u017ed\u00fd majite\u013e, ktor\u00e9ho auto je s\u00fa\u010das\u0165ou cestnej prem\u00e1vky. Bez tohto poistenia sa auto nesmie pohybova\u0165 po cest\u00e1ch Slovenskej republiky, inak hroz\u00ed vysok\u00e1 pokuta \u010di trest. Poistenie m\u00e1 kry\u0165 zodpovednos\u0165 za mo\u017en\u00e9 sp\u00f4sobenie \u0161kody na ceste druh\u00e9mu \u00fa\u010dastn\u00edkovi prem\u00e1vky....","datePublished":"2018-10-26","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.yudiny.sk\/author\/#Person","name":"","url":"https:\/\/www.yudiny.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d693d76da4b3c2905ed32515295d3c5b2b37600a891f276917d3d592948bcc60?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d693d76da4b3c2905ed32515295d3c5b2b37600a891f276917d3d592948bcc60?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"yudiny.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.yudiny.sk\/wp-content\/uploads\/img_a292037_w16578_t1539335566.jpg","url":"https:\/\/www.yudiny.sk\/wp-content\/uploads\/img_a292037_w16578_t1539335566.jpg","height":0,"width":0},"url":"https:\/\/www.yudiny.sk\/blizsia-definicia-pzp\/","wordCount":370,"articleBody":"Povinn\u00e9 zmluvn\u00e9 poistenie, alebo \u013eudovo zn\u00e1me ako poistenie pzp je dan\u00e9 z\u00e1konom a mus\u00ed ho ma\u0165 uzatvoren\u00e9 ka\u017ed\u00fd majite\u013e, ktor\u00e9ho auto je s\u00fa\u010das\u0165ou cestnej prem\u00e1vky. Bez tohto poistenia sa auto nesmie pohybova\u0165 po cest\u00e1ch Slovenskej republiky, inak hroz\u00ed vysok\u00e1 pokuta \u010di trest. Poistenie m\u00e1 kry\u0165 zodpovednos\u0165 za mo\u017en\u00e9 sp\u00f4sobenie \u0161kody na ceste druh\u00e9mu \u00fa\u010dastn\u00edkovi prem\u00e1vky.V pr\u00edpade sp\u00f4sobenej autonehody tak vinn\u00edk bude kryt\u00fd svojou pois\u0165ov\u0148ou, ktor\u00e1 sp\u00f4soben\u00fa \u0161kodu preplat\u00ed a t\u00fdm p\u00e1dom zachov\u00e1 zodpovedn\u00fd pr\u00edstup vo\u010di po\u0161koden\u00e9mu. Pois\u0165ov\u0148a je tak n\u00e1sledne povinn\u00e1 uhradi\u0165 \u0161kodu sp\u00f4soben\u00fa na zdrav\u00ed a to aj v pr\u00edpade usmrtenia, \u0161kodu sp\u00f4soben\u00fa na vozidle po\u0161koden\u00e9ho zni\u010den\u00edm, ako aj in\u00e9 poplatky dan\u00e9 z\u00e1konom. Po\u0161koden\u00fd tak dostane vyrovnanie v podobe finan\u010dnej n\u00e1hrady sp\u00f4sobenej \u0161kody, ktor\u00e1 sa t\u00fdka i vymenen\u00fdch vec\u00ed, n\u00e1hradn\u00fdch dielov, \u010di straty sp\u00f4sobenej nehodou. V pr\u00edpade tot\u00e1lneho zni\u010denia sa v\u00fd\u0161ka sumy vypo\u010d\u00edta odpo\u010d\u00edtan\u00edm amortiz\u00e1cie.Pois\u0165ov\u0148a v\u0161ak nebude kry\u0165 v\u0161etko, existuj\u00fa viacer\u00e9 v\u00fdnimky.A to najm\u00e4 v pr\u00edpade, ak vznikla \u0161koda na zdrav\u00ed alebo vozidle \u00fa\u010dastn\u00edkovi, ktor\u00fd je za hav\u00e1riu zodpovedn\u00fd, takisto existuje v\u00fdnimka, ak \u0161kodu sp\u00f4sob\u00ed \u00fa\u010dastn\u00edk automobilov\u00fdch pretekov, \u010di ak vznikne \u0161koda pri pr\u00e1ci, na ak\u00fa je auto ur\u010den\u00e9. Povinnos\u0165 pois\u0165ovne uhradi\u0165 sp\u00f4soben\u00fa \u0161kodu upad\u00e1 i v pr\u00edpade, ak sa chce doty\u010dn\u00fd vyrovna\u0165 osobne, \u010di\u017ee mimo zmluvy.Cena poisteniaV\u00fd\u0161ka poistn\u00e9ho v pr\u00edpade povinn\u00e9ho zmluvn\u00e9ho poistenia nie je st\u00e1la a ani presne stanoven\u00e1, pois\u0165ovne ju toti\u017e neust\u00e1le upravuj\u00fa a to predov\u0161etk\u00fdm v\u017edy ku koncu roka. Je to sp\u00f4soben\u00e9 t\u00fdm, \u017ee sa chc\u00fa prisp\u00f4sobi\u0165 klientom \u010di bud\u00facim z\u00e1kazn\u00edkom a ich \u0161pecifick\u00fdm podmienkam i vozidl\u00e1m a vytvori\u0165 im z\u013eavu, aby predbehli konkurenciu. Na ka\u017ed\u00fd typ vozidla, ako aj na ka\u017ed\u00fd typ vodi\u010da sa toti\u017e vz\u0165ahuje odli\u0161n\u00e1 povinnos\u0165 potrebnej \u00fahrady.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bli\u017e\u0161ia defin\u00edcia pzp","item":"https:\/\/www.yudiny.sk\/blizsia-definicia-pzp\/#breadcrumbitem"}]}]