[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.yudiny.sk\/poistenie-majetku-sluzba-ktora-sa-oplati\/#Article","mainEntityOfPage":"https:\/\/www.yudiny.sk\/poistenie-majetku-sluzba-ktora-sa-oplati\/","headline":"Poistenie majetku – slu\u017eba, ktor\u00e1 sa oplat\u00ed","name":"Poistenie majetku – slu\u017eba, ktor\u00e1 sa oplat\u00ed","description":"Pr\u00edvalov\u00e9 da\u017ede, b\u00farky sprev\u00e1dzan\u00e9 v\u00edchricou, krupobitie, po\u017eiare v d\u00f4sledku sucha i n\u00e1jazdy zlodejov, to v\u0161etko m\u00f4\u017ee ohrozova\u0165 V\u00e1\u0161 majetok. Vplyv t\u00fdchto riz\u00edk mo\u017eno zmierni\u0165 dohodnut\u00edm vhodn\u00e9ho poistenia. Nieko\u013eko praktick\u00fdch r\u00e1d je uveden\u00e9 v nasleduj\u00facom \u010dl\u00e1nku. \u00a0Pozor na po\u017eiadavky pois\u0165ovn\u00ed na zabezpe\u010denie objektu \u00a0 o\u00a0\u00a0 Pois\u0165ovne pri uzatv\u00e1ran\u00ed poistenia dom\u00e1cnosti a objektov po\u017eaduj\u00fa po svojich klientoch...","datePublished":"2017-05-27","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.yudiny.sk\/author\/#Person","name":"","url":"https:\/\/www.yudiny.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d693d76da4b3c2905ed32515295d3c5b2b37600a891f276917d3d592948bcc60?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d693d76da4b3c2905ed32515295d3c5b2b37600a891f276917d3d592948bcc60?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"yudiny.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.yudiny.sk\/wp-content\/uploads\/img_a281727_w2007_t1501172162.jpg","url":"https:\/\/www.yudiny.sk\/wp-content\/uploads\/img_a281727_w2007_t1501172162.jpg","height":0,"width":0},"url":"https:\/\/www.yudiny.sk\/poistenie-majetku-sluzba-ktora-sa-oplati\/","wordCount":408,"articleBody":"Pr\u00edvalov\u00e9 da\u017ede, b\u00farky sprev\u00e1dzan\u00e9 v\u00edchricou, krupobitie, po\u017eiare v d\u00f4sledku sucha i n\u00e1jazdy zlodejov, to v\u0161etko m\u00f4\u017ee ohrozova\u0165 V\u00e1\u0161 majetok. Vplyv t\u00fdchto riz\u00edk mo\u017eno zmierni\u0165 dohodnut\u00edm vhodn\u00e9ho poistenia. Nieko\u013eko praktick\u00fdch r\u00e1d je uveden\u00e9 v nasleduj\u00facom \u010dl\u00e1nku.\u00a0Pozor na po\u017eiadavky pois\u0165ovn\u00ed na zabezpe\u010denie objektu\u00a0o\u00a0\u00a0 Pois\u0165ovne pri uzatv\u00e1ran\u00ed poistenia dom\u00e1cnosti a objektov po\u017eaduj\u00fa po svojich klientoch zabezpe\u010denia predp\u00edsanej \u00farovne, ktor\u00fa odvodzuj\u00fa od hodnoty poisten\u00e9ho majetku.o\u00a0\u00a0 \u010c\u00edm je hodnota poisten\u00e9ho majetku vy\u0161\u0161ia, t\u00fdm vy\u0161\u0161ia je aj po\u017eiadavka pois\u0165ovne na zabezpe\u010denie objektu.o\u00a0\u00a0 V pr\u00edpade, \u017ee vznikne \u0161koda a skuto\u010dn\u00e1 ochrana objektu nezodpoved\u00e1 po\u017eiadavk\u00e1m pois\u0165ovne, m\u00f4\u017ee pois\u0165ov\u0148a poistn\u00e9 plnenie v s\u00falade s poistn\u00fdmi podmienkami v\u00fdrazne kr\u00e1ti\u0165.\u0160kody vl\u00e1man\u00edm a \u017eiveln\u00e9 \u0161kody\u00a0o\u00a0\u00a0 V pr\u00edpade ka\u017edej \u0161kody je klient povinn\u00fd urobi\u0165 tak\u00e9 opatrenia, aby zabr\u00e1nil jej zv\u00e4\u010d\u0161ovaniu, a bez zbyto\u010dn\u00fdch odkladov nahl\u00e1sil vznik \u0161kody pois\u0165ovni.o\u00a0\u00a0 V pr\u00edpade vl\u00e1mania je nutn\u00e9 bezodkladne privola\u0165 pol\u00edciu a do jej pr\u00edchodu s ni\u010d\u00edm neh\u00fdba\u0165, nedot\u00fdka\u0165 sa k\u013eu\u010diek dver\u00ed, po\u0161koden\u00fdch z\u00e1mkov alebo okenn\u00fdch r\u00e1mov. Do policajn\u00e9ho protokolu je potrebn\u00e9 uvies\u0165 v\u0161etky odcudzen\u00e9 veci a po\u0161koden\u00e9 predmety. Ak nie s\u00fa vidite\u013en\u00e9 stopy po prekonan\u00ed z\u00e1mkov, je vhodn\u00e9 po\u017eiada\u0165 pol\u00edciu o mechanoskopick\u00fd rozbor.o\u00a0\u00a0 V pr\u00edpade vyplavenia alebo inej \u017eivelnej \u0161kody treba zdokumentova\u0165 rozsah \u0161kody a vyhotovi\u0165 zoznam po\u0161koden\u00fdch alebo zni\u010den\u00fdch predmetov. Ak to nie je nutn\u00e9 z bezpe\u010dnostn\u00fdch, hygienick\u00fdch alebo in\u00fdch z\u00e1va\u017en\u00fdch d\u00f4vodov, potom by sa klient nemal a\u017e do pr\u00edchodu pracovn\u00edka pois\u0165ovne zbavova\u0165 zni\u010den\u00fdch vec\u00ed alebo \u010doko\u013evek opravova\u0165.Likvid\u00e1cia poistnej udalosti\u00a0o\u00a0\u00a0 U v\u0161etk\u00fdch typov poistn\u00fdch udalost\u00ed je priebeh likvid\u00e1cie \u013eah\u0161\u00ed, ak k po\u0161koden\u00fdm veciam existuj\u00fa \u00fa\u010dtenky, z\u00e1ru\u010dn\u00e9 listy, fakt\u00fary, pr\u00edpadne fotodokument\u00e1cie.o\u00a0\u00a0 Poistn\u00e9 plnenie zvy\u010dajne po\u0161koden\u00fd dostane p\u00e1r t\u00fd\u017ed\u0148ov od ukon\u010denia \u0161etrenia poistnej udalosti. Ak z\u00e1kon neustanovuje inak, pois\u0165ov\u0148a je povinn\u00e1 ukon\u010di\u0165 vy\u0161etrovanie do troch mesiacov od nahl\u00e1senia poistnej udalosti.                                                                                                                                                                                                                                                                                                                                                                                        4.9\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Poistenie majetku – slu\u017eba, ktor\u00e1 sa oplat\u00ed","item":"https:\/\/www.yudiny.sk\/poistenie-majetku-sluzba-ktora-sa-oplati\/#breadcrumbitem"}]}]